(up to $4,000 annually in protection/no deductible)
(up to $6,000 annually in protection/no deductible)
FirstEnergy Home Electrical Surge Coverage is an affordable way to help make sure you're covered from the unexpected costs of damage caused by power surges. An electrical surge could damage your electronics and appliances including refrigerators, televisions, microwaves, computers and smart devices. FirstEnergy Home Electrical Surge Coverage will provide reimbursement for the repair or replacement of electronics and appliances that fail due to a covered electrical surge.
Reimbursement for the repair or replacement of residential electrical products that fail due to an electrical surge.
An electrical surge is an unexpected and uncontrolled spike in voltage on an electrical circuit. In a typical home, these events can be caused by natural or man-made events including lightning strikes and power coming back on after an outage. These surges can damage unprotected devices instantly or over time.
An electrical surge can damage computers, smart devices, televisions and appliances that are common in today’s homes.
An electrical surge can be caused by natural or man-made events. A natural event can include lightning hitting a power, phone, or cable line, or even trees or animals encountering power lines. A man-made event can include a vehicle accident involving utility equipment. Other sources include the cycling on and off of large motors or compressors in refrigerators, air conditioners and other equipment, poor grounding and improper or faulty wiring.
Surges typically enter your home through electric, cable and telephone utility lines. However other lines – such as electronic dog fences, irrigation systems, yard light circuits, well pump feeds or low voltage lighting systems – can also be an entry point.
Your home is using electronics, systems, and appliances that contain extremely sensitive microchips, microprocessors and circuitry. Electrical surges accelerate wear and tear, increasing repair frequency, repair costs and product failure.
Insurance coverage for losses resulting from power surges will depend on your policy and how the power surge was caused. If covered, your deductible can often be as much as the repair or replacement cost.
Call us at 1-855-330-6672 or email us within 20 days of the surge, and we will start the claim process. We will investigate the claim, evaluate the damage, review estimates and finalize your claim.
Pricing does not include applicable taxes.
* Electrical Surge Coverage for $3.49 per month for the first six months. After six months, the monthly cost will reflect the then current monthly rate (currently $6.99 per month)
** Electrical Surge Coverage for $4.49 per month for the first six months. After six months, the monthly cost will reflect the then current monthly rate (currently $8.99 per month)