Electrical Surge Plans$8.99/month
Help protect against the high cost of covered repairs for electronics and appliances damaged by electrical surges.
Up to $6,000 annually in protection with nothing to install, no hidden fees and no deductible.
What Products Does FirstEnergy Home Electrical Surge Coverage Include?
- Game consoles
- Clothes washers
- Clothes dryers
- Smart devices
- Window air conditioning units
- Printers and scanners
- And more!
Why Electrical Surge Coverage?
FirstEnergy Home™ Electrical Surge Coverage is an affordable way to help make sure you’re covered from the unexpected costs of damage caused by power surges. Electrical Surge Coverage will provide reimbrusement for the repair or replacement of electronics and appliances valued at $100 or more that fail due to a covered electrical surge.
Internal Electrical Surges
More than half of household electrical surges are internal. These happen dozens of times a day, usually when devices with motors start up or shut off, diverting electricity to and from other appliances. Refrigerators and air conditioners are the biggest culprits, but smaller devices like hair dryers and power tools can also cause problems.**
External Electrical Surges
The other half of electrical surges occur from outside your home. External causes can include lightning strikes, fallen tree limbs, car accidents or wildlife.Get Protected
Over 50% of household power surges come from inside your house.***
Over 20 million cloud-to-ground lightning strikes occur every year in the United States.****
In 2019, more than $900 million in lightning claims were paid out to policyholders under their homeowners insurance. The average cost per claim was $11,971.*****
An electrical surge is an unexpected and uncontrolled spike in voltage on an electrical circuit. In a typical home, these events can be caused by natural or man-made events including lightning strikes and power coming back on after an outage. These surges can damage unprotected devices instantly or over time.
An electrical surge can damage computers, smart devices, televisions and appliances that are common in today’s homes.
An electrical surge can be caused by natural or man-made events. A natural event can include lightning hitting a power, phone, or cable line, or even trees or animals encountering power lines. A man-made event can include a vehicle accident involving utility equipment. Other sources include the cycling on and off of large motors or compressors in refrigerators, air conditioners and other equipment, poor grounding and improper or faulty wiring.
Surges typically enter your home through electric, cable and telephone utility lines. However other lines – such as electronic dog fences, irrigation systems, yard light circuits, well pump feeds or low voltage lighting systems – can also be an entry point.
Your home is using electronics, systems, and appliances that contain extremely sensitive microchips, microprocessors and circuitry. Electrical surges accelerate wear and tear, increasing repair frequency, repair costs and product failure.
Insurance coverage for losses resulting from power surges will depend on your policy and how the power surge was caused. If covered, your deductible can often be as much as the repair or replacement cost.
Plug-in surge protectors can lose effectiveness over time, and outfitting every electronic device in your home with a high-quality, up-to-date protector can be costly.
1. Call 1-855-330-6672 or email us within twenty (20) days of an Electrical Surge event to provide notice.
2. A claim form will be mailed to you and must be completed in full and returned with a copy of a qualified service technician’s invoice within thirty (30) days.
3. We will investigate the claim, evaluate the damage, review estimates and finalize your claim.
For additional information on filing a claim, see the FE Home Electrical Surge Program Terms and Conditions
If you reside in Maryland click here Terms and Conditions
Electrical Surge Protection covers up to $125 in diagnostic fees charged by the qualified service technician on covered claims.
Pricing does not include applicable taxes.
- *After twelve months, the cost will reflect the then current rate (currently $8.99 per month or $89.99 per year) and will renew automatically for another twelve months at the then current renewal price unless canceled.
- **NEMA Surge Protection Institute
- ***2014 Harris Poll
- **** NOAA National Severe Storms Laboratory
- *****Insurance Information Institute